DrHint logoDrHint

Commonwealth Bank escalationAustralia

Full escalation ladder to the regulator for Commonwealth Bank customers in Australia. Verified contact lines, timelines, and the regulator path if Commonwealth Bank cannot resolve your case.

✓ Verified from official source· Mon–Sun 24h

Escalation ladder

Tier 1 — Customer Service
📞 13 2221
Routine issues resolved in one call. Ask for a case ID before hanging up.
Tier 2 — Supervisor
📞 Ask Tier 1 for a callback from a supervisor
Callback within 24–48 hours. Authority to issue goodwill credits and override standard policy.
Tier 4 — Regulator complaint
📞 Australian Financial Complaints Authority — https://www.afca.org.au/
Written brand response required within 30 days. Most effective consumer escalation in this market.
Tier 5 — Small-claims court / Ombudsman
📞 Local court or sector ombudsman
Brands typically settle in writing before a hearing. Filing fee is usually under $50/£35/€50.

Related FAQs

What is the real Commonwealth Bank customer service number?

13 2221 — published on https://www.commbank.com.au/support/contact-us.html and verified on the date shown at the top of this page.

Is Commonwealth Bank customer service 24/7?

Mon–Sun 24h

How do I talk to a real human at Commonwealth Bank?

Dial 13 2221 and press 0 repeatedly, or say 'agent' / 'representative' at the IVR prompt — most bank IVRs route to a human within 5 minutes during business hours.

Is calling Commonwealth Bank free?

Calls are charged at your carrier's standard rate; check the table above for the hours that match your time zone.

Can I email Commonwealth Bank?

Commonwealth Bank prefers phone and in-account chat; email is available via the contact form on https://www.commbank.com.au/support/contact-us.html.

How long does a Commonwealth Bank refund take?

10 business days for card fraud for card refunds; instant for account credit; up to 30 days for disputes that go through the regulator.

Did this page help you?

Your feedback helps us prioritise which helplines to re-verify each week.

Back to full Commonwealth Bank mega-hub

Share DrHint on WhatsApp