Union Bank Car Loan EMI Mid 120m
Live Union Bank of India Car Loan analytics — intent: emi
Live EMI Engine · Union Bank of India · Car Loan
₹800,000
8.60%
5 yr
Monthly EMI
₹16,452
Total Interest
₹187,109
Total Payable
₹987,109
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹16,452 | ₹5,733 | ₹10,718 | ₹789,282 |
| 2 | ₹16,452 | ₹5,657 | ₹10,795 | ₹778,486 |
| 3 | ₹16,452 | ₹5,579 | ₹10,873 | ₹767,614 |
| 4 | ₹16,452 | ₹5,501 | ₹10,951 | ₹756,663 |
| 5 | ₹16,452 | ₹5,423 | ₹11,029 | ₹745,634 |
| 6 | ₹16,452 | ₹5,344 | ₹11,108 | ₹734,526 |
| 7 | ₹16,452 | ₹5,264 | ₹11,188 | ₹723,338 |
| 8 | ₹16,452 | ₹5,184 | ₹11,268 | ₹712,070 |
| 9 | ₹16,452 | ₹5,103 | ₹11,349 | ₹700,722 |
| 10 | ₹16,452 | ₹5,022 | ₹11,430 | ₹689,292 |
| 11 | ₹16,452 | ₹4,940 | ₹11,512 | ₹677,780 |
| 12 | ₹16,452 | ₹4,857 | ₹11,594 | ₹666,185 |
Safety, fees & legality matrix — Union Bank of India
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/union-bank-car-loan-emi