SBI Home Loan Interest Rate 750 799 UAE
Live State Bank of India Home Loan analytics — intent: interest-rate · region: UAE
Live EMI Engine · State Bank of India · Home Loan
₹5,000,000
8.50%
20 yr
Monthly EMI
₹43,391
Total Interest
₹5,413,879
Total Payable
₹10,413,879
Prepayment Saver
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹43,391 | ₹35,417 | ₹7,974 | ₹4,992,026 |
| 2 | ₹43,391 | ₹35,360 | ₹8,031 | ₹4,983,995 |
| 3 | ₹43,391 | ₹35,303 | ₹8,088 | ₹4,975,907 |
| 4 | ₹43,391 | ₹35,246 | ₹8,145 | ₹4,967,762 |
| 5 | ₹43,391 | ₹35,188 | ₹8,203 | ₹4,959,559 |
| 6 | ₹43,391 | ₹35,130 | ₹8,261 | ₹4,951,298 |
| 7 | ₹43,391 | ₹35,072 | ₹8,319 | ₹4,942,978 |
| 8 | ₹43,391 | ₹35,013 | ₹8,378 | ₹4,934,600 |
| 9 | ₹43,391 | ₹34,953 | ₹8,438 | ₹4,926,162 |
| 10 | ₹43,391 | ₹34,894 | ₹8,498 | ₹4,917,665 |
| 11 | ₹43,391 | ₹34,833 | ₹8,558 | ₹4,909,107 |
| 12 | ₹43,391 | ₹34,773 | ₹8,618 | ₹4,900,489 |
Safety, fees & legality matrix — State Bank of India
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/sbi-home-loan-uae-interest-rate