PNB Home Loan Vs UBL Comparison

Live Punjab National Bank Home Loan analytics — intent: comparison

Live EMI Engine · Punjab National Bank · Home Loan

Principal (₹)

₹5,000,000

Interest Rate (APR %)

8.45%

Tenure

20 yr

Monthly EMI

₹43,233

Total Interest

₹5,375,935

Total Payable

₹10,375,935

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Month	Payment	Interest	Principal	Balance
1	₹43,233	₹35,208	₹8,025	₹4,991,975
2	₹43,233	₹35,152	₹8,081	₹4,983,894
3	₹43,233	₹35,095	₹8,138	₹4,975,756
4	₹43,233	₹35,038	₹8,195	₹4,967,560
5	₹43,233	₹34,980	₹8,253	₹4,959,307
6	₹43,233	₹34,922	₹8,311	₹4,950,996
7	₹43,233	₹34,863	₹8,370	₹4,942,626
8	₹43,233	₹34,804	₹8,429	₹4,934,197
9	₹43,233	₹34,745	₹8,488	₹4,925,709
10	₹43,233	₹34,685	₹8,548	₹4,917,162
11	₹43,233	₹34,625	₹8,608	₹4,908,553
12	₹43,233	₹34,564	₹8,669	₹4,899,885

Safety, fees & legality matrix — Punjab National Bank

Structured verification snapshot for borrower due-diligence.