PNB Home Loan Interest Rate 600 699 India
Live Punjab National Bank Home Loan analytics — intent: interest-rate · region: India
Live EMI Engine · Punjab National Bank · Home Loan
₹5,000,000
8.45%
20 yr
Monthly EMI
₹43,233
Total Interest
₹5,375,935
Total Payable
₹10,375,935
Prepayment Saver
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹43,233 | ₹35,208 | ₹8,025 | ₹4,991,975 |
| 2 | ₹43,233 | ₹35,152 | ₹8,081 | ₹4,983,894 |
| 3 | ₹43,233 | ₹35,095 | ₹8,138 | ₹4,975,756 |
| 4 | ₹43,233 | ₹35,038 | ₹8,195 | ₹4,967,560 |
| 5 | ₹43,233 | ₹34,980 | ₹8,253 | ₹4,959,307 |
| 6 | ₹43,233 | ₹34,922 | ₹8,311 | ₹4,950,996 |
| 7 | ₹43,233 | ₹34,863 | ₹8,370 | ₹4,942,626 |
| 8 | ₹43,233 | ₹34,804 | ₹8,429 | ₹4,934,197 |
| 9 | ₹43,233 | ₹34,745 | ₹8,488 | ₹4,925,709 |
| 10 | ₹43,233 | ₹34,685 | ₹8,548 | ₹4,917,162 |
| 11 | ₹43,233 | ₹34,625 | ₹8,608 | ₹4,908,553 |
| 12 | ₹43,233 | ₹34,564 | ₹8,669 | ₹4,899,885 |
Safety, fees & legality matrix — Punjab National Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/pnb-home-loan-india-interest-rate