IDFC First Vs Faysal Bank Home Loan Comparison
Live Faysal Bank Home Loan analytics — intent: comparison
Live EMI Engine · Faysal Bank · Home Loan
₨10,000,000
21.90%
20 yr
Monthly EMI
₨184,909
Total Interest
₨34,378,242
Total Payable
₨44,378,242
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₨184,909 | ₨182,500 | ₨2,409 | ₨9,997,591 |
| 2 | ₨184,909 | ₨182,456 | ₨2,453 | ₨9,995,137 |
| 3 | ₨184,909 | ₨182,411 | ₨2,498 | ₨9,992,639 |
| 4 | ₨184,909 | ₨182,366 | ₨2,544 | ₨9,990,096 |
| 5 | ₨184,909 | ₨182,319 | ₨2,590 | ₨9,987,505 |
| 6 | ₨184,909 | ₨182,272 | ₨2,637 | ₨9,984,868 |
| 7 | ₨184,909 | ₨182,224 | ₨2,685 | ₨9,982,183 |
| 8 | ₨184,909 | ₨182,175 | ₨2,735 | ₨9,979,448 |
| 9 | ₨184,909 | ₨182,125 | ₨2,784 | ₨9,976,664 |
| 10 | ₨184,909 | ₨182,074 | ₨2,835 | ₨9,973,828 |
| 11 | ₨184,909 | ₨182,022 | ₨2,887 | ₨9,970,942 |
| 12 | ₨184,909 | ₨181,970 | ₨2,940 | ₨9,968,002 |
Safety, fees & legality matrix — Faysal Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | SBP |
|---|---|
| Shariah-compliant | Yes |
| Processing fee | 1.00–2.00% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 25 years |
| Deposit insurance | DPC up to ₨5L |
| Digital approval time | 72 hours |
Canonical variant: /loans/faysal-bank-home-loan-comparison