ICICI Bank Personal Loan EMI Large 12m
Live ICICI Bank Personal Loan analytics — intent: emi
Live EMI Engine · ICICI Bank · Personal Loan
₹500,000
8.75%
4 yr
Monthly EMI
₹12,383
Total Interest
₹94,396
Total Payable
₹594,396
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹12,383 | ₹3,646 | ₹8,737 | ₹491,263 |
| 2 | ₹12,383 | ₹3,582 | ₹8,801 | ₹482,461 |
| 3 | ₹12,383 | ₹3,518 | ₹8,865 | ₹473,596 |
| 4 | ₹12,383 | ₹3,453 | ₹8,930 | ₹464,666 |
| 5 | ₹12,383 | ₹3,388 | ₹8,995 | ₹455,671 |
| 6 | ₹12,383 | ₹3,323 | ₹9,061 | ₹446,610 |
| 7 | ₹12,383 | ₹3,257 | ₹9,127 | ₹437,484 |
| 8 | ₹12,383 | ₹3,190 | ₹9,193 | ₹428,291 |
| 9 | ₹12,383 | ₹3,123 | ₹9,260 | ₹419,030 |
| 10 | ₹12,383 | ₹3,055 | ₹9,328 | ₹409,702 |
| 11 | ₹12,383 | ₹2,987 | ₹9,396 | ₹400,307 |
| 12 | ₹12,383 | ₹2,919 | ₹9,464 | ₹390,842 |
Safety, fees & legality matrix — ICICI Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/icici-bank-personal-loan-emi