ICICI Bank Home Loan EMI Small 24m
Live ICICI Bank Home Loan analytics — intent: emi
Live EMI Engine · ICICI Bank · Home Loan
₹5,000,000
8.75%
20 yr
Monthly EMI
₹44,186
Total Interest
₹5,604,529
Total Payable
₹10,604,529
Prepayment Saver
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹44,186 | ₹36,458 | ₹7,727 | ₹4,992,273 |
| 2 | ₹44,186 | ₹36,402 | ₹7,784 | ₹4,984,489 |
| 3 | ₹44,186 | ₹36,345 | ₹7,840 | ₹4,976,649 |
| 4 | ₹44,186 | ₹36,288 | ₹7,897 | ₹4,968,751 |
| 5 | ₹44,186 | ₹36,230 | ₹7,955 | ₹4,960,796 |
| 6 | ₹44,186 | ₹36,172 | ₹8,013 | ₹4,952,783 |
| 7 | ₹44,186 | ₹36,114 | ₹8,071 | ₹4,944,712 |
| 8 | ₹44,186 | ₹36,055 | ₹8,130 | ₹4,936,582 |
| 9 | ₹44,186 | ₹35,996 | ₹8,190 | ₹4,928,392 |
| 10 | ₹44,186 | ₹35,936 | ₹8,249 | ₹4,920,143 |
| 11 | ₹44,186 | ₹35,876 | ₹8,309 | ₹4,911,833 |
| 12 | ₹44,186 | ₹35,815 | ₹8,370 | ₹4,903,463 |
Safety, fees & legality matrix — ICICI Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/icici-bank-home-loan-emi