Axis Bank Vs IDFC First Car Loan Comparison
Live IDFC First Bank Car Loan analytics — intent: comparison
Live EMI Engine · IDFC First Bank · Car Loan
₹800,000
9.10%
5 yr
Monthly EMI
₹16,646
Total Interest
₹198,732
Total Payable
₹998,732
Prepayment Saver
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Extra / month
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹16,646 | ₹6,067 | ₹10,579 | ₹789,421 |
| 2 | ₹16,646 | ₹5,986 | ₹10,659 | ₹778,762 |
| 3 | ₹16,646 | ₹5,906 | ₹10,740 | ₹768,022 |
| 4 | ₹16,646 | ₹5,824 | ₹10,821 | ₹757,201 |
| 5 | ₹16,646 | ₹5,742 | ₹10,903 | ₹746,297 |
| 6 | ₹16,646 | ₹5,659 | ₹10,986 | ₹735,311 |
| 7 | ₹16,646 | ₹5,576 | ₹11,069 | ₹724,242 |
| 8 | ₹16,646 | ₹5,492 | ₹11,153 | ₹713,088 |
| 9 | ₹16,646 | ₹5,408 | ₹11,238 | ₹701,850 |
| 10 | ₹16,646 | ₹5,322 | ₹11,323 | ₹690,527 |
| 11 | ₹16,646 | ₹5,236 | ₹11,409 | ₹679,118 |
| 12 | ₹16,646 | ₹5,150 | ₹11,496 | ₹667,623 |
Safety, fees & legality matrix — IDFC First Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/idfc-first-car-loan-comparison