Axis Bank Personal Loan Interest Rate 700 749 India
Live Axis Bank Personal Loan analytics — intent: interest-rate · region: India
Live EMI Engine · Axis Bank · Personal Loan
₹500,000
8.90%
4 yr
Monthly EMI
₹12,419
Total Interest
₹96,102
Total Payable
₹596,102
Prepayment Saver
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| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | ₹12,419 | ₹3,708 | ₹8,710 | ₹491,290 |
| 2 | ₹12,419 | ₹3,644 | ₹8,775 | ₹482,514 |
| 3 | ₹12,419 | ₹3,579 | ₹8,840 | ₹473,674 |
| 4 | ₹12,419 | ₹3,513 | ₹8,906 | ₹464,769 |
| 5 | ₹12,419 | ₹3,447 | ₹8,972 | ₹455,797 |
| 6 | ₹12,419 | ₹3,380 | ₹9,038 | ₹446,759 |
| 7 | ₹12,419 | ₹3,313 | ₹9,105 | ₹437,653 |
| 8 | ₹12,419 | ₹3,246 | ₹9,173 | ₹428,480 |
| 9 | ₹12,419 | ₹3,178 | ₹9,241 | ₹419,239 |
| 10 | ₹12,419 | ₹3,109 | ₹9,309 | ₹409,930 |
| 11 | ₹12,419 | ₹3,040 | ₹9,378 | ₹400,552 |
| 12 | ₹12,419 | ₹2,971 | ₹9,448 | ₹391,104 |
Safety, fees & legality matrix — Axis Bank
Structured verification snapshot for borrower due-diligence.
| Regulator | RBI |
|---|---|
| Shariah-compliant | No |
| Processing fee | 0.50–1.50% |
| Prepayment penalty | 1.00–3.00% |
| Max tenure | 30 years |
| Deposit insurance | DICGC up to ₹5L |
| Digital approval time | 48 hours |
Canonical variant: /loans/axis-bank-personal-loan-india-interest-rate